Have Questions? We’ve Got Clear, Unbiased Answers.
Get Ready for Grow Your Super Australia
Not sure if a super review is the right move for you? If you’re unsure about your super setup, it should be an easy choice but we get that super can feel overwhelming. That’s why we’ve put together these FAQs to help break it down and make things clearer.
Do I control where my super is invested?
Absolutely. You’re not stuck with your employer’s fund — you can choose or move to a different fund that suits your risk preferences or ethical values. However, check exit fees or insurance impacts before switching.
Do Financial Advisers Improve Super Growth?
Financial advisers can enhance growth by tailoring strategies, optimising contributions (using concessional and non-concessional caps), and advising on appropriate asset allocations for individual goals and risk tolerance.
Is super taxed more favorably?
Yes. Investment earnings in super are taxed at 15%, often much lower than your marginal tax rate outside super. This makes super one of the most tax-effective ways to build wealth for retirement.
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